frauding at least four investors of more than $500,000. Cilli also is accused of misappropriating at least $200,000 of pool funds for personal expenses including meals, entertainment, motorcycle payments and hair-salon visits. An attorney representing Cilli said the defendant denies the charges. The commission is seeking restitution, disgorgement of illegal gains, civil monetary penalties and trading and registration bans in the case. The Justice Department alleged that Cilli and about 16 others conspired to defraud KeyBank, an arm of Ohio-based regional bank KeyCorp (KEY), of more than $1.5 million through a student-loan scheme under which they falsely said they would attend a Florida flight-crew training school. Instead about $600,000 of the loan proceeds allegedly were directed into a bank account controlled by Cilli, who allegedly made payments of $130,000 to his co-defendants for signing up the loans. The flight school retained about $900,000 of the loan proceeds. According to the CFTC and Justice Department, Cilli and the company misled investors from September 2006 through February 2009 about the business and futures-trading track record, including faenging environment in which to raise capital and maintain profitability. It followed up on Wednesday by putting several Brazilian subsidiaries of the parent banks on review, saying that it would assess the impact of a potential downgrade of the parent banks particularly in connection with funding dynamics and the earnings performance. Moody's said it will also look at the possibility of a decline in business volume and revenue generation given the existing synergies between the operations of the parents and their subsidiaries. The subsidiaries that Moody's put on review for possible downgrade were BES Investimento do Brasil (BESI Brasil), Banif - Banco Internacional do Funchal (Brasil)(Banif Br, which unanimously approved it last month but must sign off on changes made in the House. Suicide kits like the one used in Oregon contain a plastic bag that fits over the head, along with plastic tubing that can be attached to a tank of helium gas. They can be purchased from a California company by anyone at any time without the consultation of a doctor -- including minors or people with mental illness or depression that could be easily treated, said Sen. Floyd Prozanski, a Democrat from Eugene who sponsored the bill. "Clearly if someone wants to commit suicide using the procedure of a helium hood, they can pretty well get everything out of their pantry, their garage," Prozanski said. "Do we need to make it convenient to the point where someone can send in $60 to get it?" The measure prohibits knowingly selling "any substance or object that is capable of causing death" to another person for the purpose of helping them commit suicide. Critics of the bill said they were concerned the definition was too broad and could be applied to people who innocently sell a device that ends up being used in a suicide. "I think the annals of history will show us that darn near anything could fulfill that obligation," said Rep. Mike McLane, R-Powell Butte. Rep. Tim Freeman, R-Roseburg, said he was concerned it would impact the gas stations he owns, because people have committed suicide using gasoline, but he voted for the bill. The bill would not conflict with Oregon's "Death with Dignity Act," which allows physician-assisted suicide in certain circumstances. The state says 65 Oregonians took their lives under the law in 2010. Physician-assisted suicide is also legal in Washington and Montana. Lawma